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49 Personal Finance Quotes To Help Make Your Money Grow

Personal finance quotes are essential – especially when learning the importance of managing the money you work hard to earn and save. Personal finance is all about saving, investing, mortgages, budgeting, and banking. Learning about it means learning how to make your hard-earned money work harder, to help you reach the next level of financial security.

Indeed, all of the little expenses count. In order to be successful with your personal finance, it is important to not burden yourself with liabilities. This will not only secure your future after retirement but can also benefit your loved ones for generations to come!

The very first step, when it comes to personal finance, is to practice spend what is left after saving. Then, make a budget according to your estimated calculations. Though, to maintain an optimal balance between saving and expenditure you need to plan how to utilize the saved money. Of course, If you keep it to yourself then it’s not a smart choice at all. However, if you invest your money, you will be able to double and triple your starting amount.

However, all the above-mentioned points require proper planning and analysis of all the pros and cons. With these 49 personal finance quotes, I hope you will learn a thing or two about how to manage your money.

Here are 49 of the most encouraging personal finance quotes to help you make the best out of your saved money. I hope these quotes will help you secure the future of yourself and your loved ones.

49 Most Encouraging Personal Finance Quotes To Make Money Out Of Money

  1. “Become so financially secure that you forget that it’s payday.” –Unknown
  2. “Beware of little expenses; a small leak will sink a great ship.” –Benjamin Franklin
  3. “The question isn’t at what age I want to retire, it’s at what income.” –George Foreman
  4. “Do not save what is left after spending, but spend what is left after saving.” –Warren Buffett
  5. “All days are not the same. Save for a rainy day. When you don’t work, savings will work for you.” –Unknown
  6. “An investment operation is one which, upon thorough analysis, promises safety of principal and an adequate return. Operations not meeting these requirements are speculative.” –Benjamin Graham
  7. “You’ve got to tell your money what to do or it will leave.” –Dave Ramsey
  8. “Financial freedom is available to those who learn about it and work for it.” –Robert Kiyosaki
  9. “Don’t wait to buy real estate. Buy real estate and wait.” –Will Rogers
  10. “The stock market is designed to transfer money from the active to the patient.” –Warren Buffett
  11. “A budget is telling your money where to go instead of wondering where it went.” –Dave Ramsey
  12. “Never spend your money before you’ve earned it.” –Thomas Jefferson
  13. “It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.” –Robert Kiyosaki
  14. “Debt is like any other trap, easy enough to get into, but hard enough to get out of.” –Josh Billings
  15. “Parents, if you don’t teach personal finance lessons to your kids, they likely will never receive any financial education. It’s your responsibility to ensure they are ready to leave your home with the skills, behaviours and system that will help them be self-sufficient members of society and avoid the pain associated with money struggles.” –Vince Shorb
  16. “No one can make millions and keep millions without learning about personal finance.” –Unknown
  17. “It’s not about having lots amount of m money. It’s about learning how to manage it.” –Unknown
  18. “Without any formal personal finance instruction in our high school or college curricula, many college seniors who graduate in the red will continue to make common financial mistakes that only exacerbate their debt burdens.” –Alexa Von Tobel
  19. “Hope is not a financial plan” –Ric Edelman
  20. “To get rich, you have to be making money while you’re asleep.” –David Bailey
  21. “The people who know personal finance hide the money very carefully.” –James Altucher
  22. “Capital is that part of wealth which is devoted to obtaining further wealth.” –Alfred Marshall
  23. “You must spend money to make money” –Plautus
  24. “Too many people spend money they haven’t earned to buy things they don’t want to impress people they don’t like.” –Will Rogers
  25. “Know what you own, and know why you own it.” –Peter Lynch
  26. “Money is not the most important thing in the world. Love is. Fortunately, I love money.” –Jackie Mason
  27. “How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case.” –Robert G. Allen
  28. “Being a smart shopper is the first step to getting rich.” –Mark Cuban
  29. “If you buy things you do not need, soon you will have to sell things you need.’ –Warren Buffett
  30. “Sometimes your best investments are the ones you don’t make.” –Donald Trump
  31. “The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge.” –Dave Ramsey
  32. “One suggestion my wife and I have used in our personal finance courses we teach at college is simply writing down all expenditures and seeing where the money goes. That alone will cause heads of households to think twice about x, y or z expenditure, and to consider carefully whether they really need something or not.” –Mark Skousen
  33. “Every time you borrow money, you’re robbing from your future self.” –Nathan W. Morris
  34. “Someone is sitting in the shade today because someone planted a tree a long time ago.” –Warren Buffett
  35. “Retirement is not an old person thing; it’s a smart person thing.” –Chris Hogan
  36. “You can have everything you want. All you need is a plan. And how do we spell plan? B-U-D-G-E-T!” –Gail Vaz-Oxlade
  37. “Every time you spend money, you are casting a vote for the kind of world you want.” –Anna Lappe
  38. “Financial freedom is a mental, emotional and educational process.” –Robert Kiyosaki
  39. “Stay on top of your finances. Don’t leave that up to others.” –Leif Garrett
  40. “Do not leave yourself or your family unprotected against financial storms… Build up savings.” –Ezra Taft Benson
  41. “Don’t tell me what you value, show me your budget, and I’ll tell you what you value.” –Joe Biden
  42. “If you would be wealthy, think of saving as well as getting.”  –Ben Franklin
  43. “A bank is a place where they lend you an umbrella in fair weather and ask for it back when it begins to rain.” –Robert Frost
  44. “If you wish to get rich, save what you get. A fool can earn money; but it takes a wise man to save and dispose of it to his own advantage.” –Brigham Young
  45. “Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this.” –Dave Ramsey
  46. “The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind.” –T. T. Munger
  47. “Money is multiplied in practical value depending on the number of W’s you control in your life: what you do, when you do it, where you do it, and with whom you do it.” –Tim Ferriss
  48. “When buying shares, ask yourself, would you buy the whole company?” –Rene Rivkin
  49. “An investment in knowledge pays the best interest.” –Benjamin Franklin

Rahul Bansal

Rahul is a freelance author, chemist, a teacher and has a lot of passion for spirituality, humanity & self-development. Being in the writing industry for many years, Rahul has a plethora of knowledge which he loves to share and discuss with his readers. He loves to write about self-improvement and share quotes he finds inspiring.

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