The BMO AIR MILES®† Mastercard®* has Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers, and cash advances. Interestingly, the Balance Rate for the first 9 months is 1.99%. Plus, 1% fee is applicable on the balance amount transfered. The Credit card has no annual fee. Yes, the card costs you absolutely $0 per year. Still, it comes with many benefits and bonuses and is full of rewards.

You get a welcome bonus of 800 Airmiles. That is equivalent to $80 purchases With Airmiles Cash. you receive 3x the miles for every $25 spent at participating Airmiles Partners. For other eligible purchases, you get 1 mile for every $25 spent. Your earned Airmiles reward points can be redeemed for free flights or merchandise.

The warranty on eligible purchased items with the card is doubled up to a maximum of 1 year. Your eligible purchased items with the card are automatically protected in case of theft and damage for 90 days from the date of purchase. BMO makes a number of efforts to protect its cardholders from fraud. Like it has a PIN-protected microchip, a mastercard securitycode and 0 liability policy for unauthorised use. You get disount on on car rentals at one of the participating National Car Rental or Alamo Rent A Car locations. To know learn more in detail about this card, click on ‘Apply For This Card’.