The BMO World Elite™* Mastercard®* has Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers, and cash advances. The Credit card costs $150 per year. However the first year is absolutely free! The minimum personal income must be $80,000 and the minimum household income must be $150,000 annually. Though the annual card fee seems high it comes with many benefits and bonuses and is full of rewards.

The card welcomes you with an exciting offer of a potential 30,000 points in your first year as a cardholder! You earn 25,000 points when you spend $5000 in the first three months. Plus, an additional 5000 points on your one-year anniversary as a card holder. You also get 3 points for every $1 dollar spent with the card on eligible categories like dining, entertainment, and travel. For spending on other eligible items and services, you earn 2 reward points per dollar spent with the card. You can redeem your points for travel and with the great points conversion rate, you will definitely earn another trip quickly. The card benefits are applicable to all airlines with no blackout dates and no restrictions.

This card also provides benefits and special offers on everyday digital services, apps, and subscriptions. You get access to over 1 million Wi-Fi hotspots across the world with no additional cost and no roaming charges. You get access to airport VIP lounge areas worldwide. Also, your car rental and medical are covered during travel. This  BMO World Elite™* Mastercard®* leaves no stone unturned in the effort to make your travel much easier!To know all of these in detail with the conditions apply, click on ‘Apply For This Card’.