Credit Card Overview
Annual Fee
This Scotiabank®* American Express® Card has no annual fee. Yes, the card costs you $0 per year.
Welcome Reward
You get to earn 5000 reward points on your first $500 purchases in the first three months.
Travel Easy
When you book a trip using Scotia Rewards Travel Service, the agency will handle everything. Plus, you get extended travel insurance.
Insurances
Your rental car is covered against damage. Plus, you get medical coverage against accidental injury, death, trip interruption for up to eight days of your travel.
Perks
As a cardholder, you get to enjoy the privileges of American Express Invites. As a result of which you are welcomed to enjoy special offers and exclusive experiences.
Interest rate
The card charges 19.99% on purchases, 22.99% on cash advances, and balance transfer.
Your Credit Card Details
This Scotiabank®* American Express® Card has no annual fee. Yes, the card costs you $ per year. The card charges 19.99% on purchases, 22.99% on cash advances, and balance transfer. the card brings you many reward points and privileges. The card welcomes you with 5000 reward points on your first $500 everyday purchases in the first three months, provided you apply by Aug 31, 2021. Then you earn 1 scotia reward point for every $1 spent on everyday eligible purchases.
Apart from all reward point offers, the card gives you purchase protection against theft, loss or damage. Your rental car is covered against damage. Plus, you get medical coverage against accidental injury, death, trip interruption for up to eight days of your travel. When you book your trip using Scotia Rewards Travel Service, you just need to relax and let the agency handle the rest. Plus, you get extended Travel insurance. The card users get to enjoy the privileges of American Express Invites. That is you are welcomed to enjoy special offers and exclusive experiences. Moreover, you get discounts at eligible hotels, car rentals( up to 25%), and special facilities and offers with travel packages at resorts and cruises across the world. To learn more in detail, click on ‘Apply For This Card’.
Get This Credit Card Today!
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Legal & Trademarks
* All product names, logos, brands, trademarks, and registered trademarks are the property of their respective owners. All company, product, and service names used in this website are for identification purposes only. Use of these names trademarks, and brands does not imply endorsement.
All other trademarks cited herein are the property of their respective owners.
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1 Offer Description and Conditions: The 5,000 Bonus Scotia Rewards Points Offer (this “Offer”) applies only to new Scotiabank American Express credit card accounts (“Account”) opened by August 31, 2021 subject to the conditions below. To be eligible for the Offer, at least $500 in eligible purchases must be posted to the Account within 3 months of the Account open date. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. The bonus points will be credited to your Account within 2-3 business days after the first eligible purchase is posted to your account, provided the Account is open and in good standing at time of payout. The Account is considered in good standing if it is not delinquent (past due) or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account. Offer may be changed, cancelled or extended and cannot be combined with any other offers.
Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.
Rates and Fees: There is currently no annual fee for the primary card and no fee for each additional supplementary card.
The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions).
All rates, fees, features and benefits are subject to change.
Terms & Conditions
The detailed terms and conditions for this credit card can be found on the website of the financial institution that is offering this credit card. When you click the “Apply For This Card” link you will be redirected to the respective financial institution’s website where you can in detail read all of the respective terms, conditions, and additional details related to this credit card before you apply for it. Including details for any promotional offers if any that are currently being offered on this credit card.
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