Credit Card Overview
Annual Fee
This Scotiabank Passport™ Visa Infinite* Card has an annual fee of $139.
Welcome Reward
You get to earn up to 40,000 (up to $400) towards travel reward points in the first year.
Additional Card Charges
The first supplementary card is absolutely free of cost but after that, every additional card costs $50.
Minimum Income Requirement
In order to qualify for the card, the cardholder’s minimum personal annual income must be $60,000 or household annual income must be $100,000.
Perks
You get complimentary access to an airport lounge. Additionally, you get 6 free lounge visits per year.
Interest rate
The card charges 19.99% on purchases, 22.99% on cash advances, and balance transfer.
Your Credit Card Details
The Scotiabank Passport™ Visa Infinite* Card charges $139 per year. It is available to anyone with an excellent credit score (750-900). The card charges 19.99% on purchases, 22.99% on cash advances, and balance transfer. The first supplementary card is absolutely free of cost but after that, every additional card costs $50. In order to qualify for the card, the cardholder’s minimum personal annual income must be $60,000 or household annual income must be $100,000. The card also offers many cashback rewards and other privileges.
A one-time bonus of 30,000 reward points is offered to new cardholders if they make eligible purchases of $1000 within the first 3 months. This offer is until July 1, 2021. Additionally, you can earn 10,000 points if you make everyday eligible purchases of $40,000 per year with the card. This allows you to earn up to $400 in a year and use your points for travel expenses. The cardholder gets to earn 2 reward points for every $1 dollar purchase on groceries, dining, and entertainment. Moreover, you earn 1 scotia reward point for every $1 on other eligible purchases.
The cardholders don’t get charged extra for making purchases in foreign currency even if it is made online. Only the exchange rates apply. You get complimentary access to an airport lounge. To learn more about this card and its benefits in detail, click on ‘Apply For This Card’.
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Legal & Trademarks
* All product names, logos, brands, trademarks, and registered trademarks are the property of their respective owners. All company, product, and service names used in this website are for identification purposes only. Use of these names trademarks, and brands does not imply endorsement.
All other trademarks cited herein are the property of their respective owners.
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1 For a limited time, become a new Scotiabank Passport Visa Infinite credit cardholder and earn a one-time 30,000 Scotia Rewards point bonus with your first $1,000 in everyday eligible purchases if made within the first 3 months (the “Bonus Offer”). Bonus Offer ends July 1, 2021. Conditions apply – see 1 below for further details. Bonus Offer may be changed, cancelled or extended and cannot be combined with any other offers.
Plus, as a Scotiabank Passport Visa Infinite credit cardholder you are always eligible to earn an annual 10,000 Scotia Rewards point bonus when you spend at least $40,000 in everyday eligible purchases annually on your Scotiabank Passport Visa Infinite account. Conditions apply – see 2 below for further details.
Rates and Fees: The current annual fee for the Scotiabank Passport Visa Infinite credit card (“Account”) is $139 for the primary card, $0 for one additional supplementary card and $50 for each additional supplementary card thereafter.
The current preferred annual interest rates for this Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change.
1) Bonus Offer Description and Conditions: To be eligible for the Bonus Offer, you must have at least $1,000 in eligible purchases posted to your new Scotiabank Passport Visa Infinite credit card account (“Account”) in the first 3 months from the Account open date. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. The 30,000 Bonus Offer points will be credited to the primary cardholder’s Scotia Rewards account within approximately 2-3 business days following the qualifying $1,000 in eligible purchases being posted to your Account within 3 months from the Account open date, provided the Account is open and in good standing at time of payout. The Account is considered in good standing if it is not delinquent (past due) or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account. Bonus Offer applies to new Accounts only opened by July 1, 2021.
Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the Bonus Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Bonus Offer.
2) Annual Bonus Point Conditions: As a Scotiabank Passport Visa Infinite credit cardholder you can earn an annual Scotia Rewards point bonus starting at 10,000 Scotia Rewards points when you make at least $40,000 in eligible purchases annually on your Account each year (12-months). Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. Annual period starts from the Account open date and resets every 12 months thereafter. You will earn 2,000 bonus Scotia Rewards points for every additional $10,000 in Purchases thereafter in that same year, after the $40,000 annual spend has been reached.
The Annual bonus Scotia Rewards points will be credited within approximately 2-3 business days after you have met the $40,000 annual spend threshold on the Account and within approximately 2-3 business days after you have met each additional $10,000 annual spend threshold on the Account, provided your Account is open and in good standing. The Account is considered in good standing if it is not delinquent (past due) or over limit and the Cardholders(s) is not in breach of the Revolving Credit Agreement that applies to the Account.
Terms & Conditions
The detailed terms and conditions for this credit card can be found on the website of the financial institution that is offering this credit card. When you click the “Apply For This Card” link you will be redirected to the respective financial institution’s website where you can in detail read all of the respective terms, conditions, and additional details related to this credit card before you apply for it. Including details for any promotional offers if any that are currently being offered on this credit card.
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