Credit Card Overview
Annual Fee
This ScotiaGold Passport® VISA* Card has an annual fee of $110. However, it brings many rewards and perks.
Welcome Reward
The cardholder gets 5000 welcome bonus points on their first purchase, provided they open an account by Aug 31, 2021
Cashback on travel
If you make travel purchases through Scotia Rewards Point Redemption, you get 5% cashback.
Features
Holding this card, you get discounts on car rentals, automatic purchase protection, and travel insurance coverage.
Extended Warranty
The cardholder gets an extended warranty on eligible purchases up to an extra year.
Interest rate
The card charges 19.99% on purchases, 22.99% on cash advances, and balance transfer.
Your Credit Card Details
The ScotiaGold Passport® VISA* Card charges $110 per year. It is available to anyone with a good credit score (650-749). The card charges 19.99% on purchases, 22.99% on cash advances, and balance transfer. The additional card costs $30 and has the same interest rates, earns reward points, and cash back at the same rates. The card also offers cashback, points rewards, and other privileges.
The cardholder gets 5000 welcome bonus points on their first purchase, provided they open an account by Aug 31, 2021. You earn 1 scotia point on every $1 purchase made on eligible items and services. If the cardholder books their airline tickets, pre-packaged tours, and cruise through Scotia Rewards Travel Service, they get 5% cashback.
Apart from cashback and point rewards, you get discounts on car rentals. Scotiabank is keen on making your travel easier and more convenient. To allow you a “worry-free” vacation, your health and belongings are covered with six types of travel insurance. All eligible purchases with the card are automatically protected against any damage, loss, or theft for 90 days from the purchase date. The cardholder gets an extended warranty on eligible purchases up to an extra year. To learn more about this card and its benefits in detail, click on ‘Apply For This Card’.
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Legal & Trademarks
* All product names, logos, brands, trademarks, and registered trademarks are the property of their respective owners. All company, product, and service names used in this website are for identification purposes only. Use of these names trademarks, and brands does not imply endorsement.
All other trademarks cited herein are the property of their respective owners.
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1 Offer Description and Conditions: The 5,000 Scotia Rewards Bonus Points Offer (the “Offer”) applies only to new ScotiaGold Passport Visa credit card accounts (“Account”) opened by August 31, 2021 subject to the conditions below. To be eligible for the Offer, an eligible purchase must be posted to the Account within 2 months of the Account open date. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. The bonus points will be credited within approximately 2-3 business days after the first eligible purchase is posted to your Account provided the Account is open and in good standing at time of payout. The Account is considered in good standing if it is not delinquent (past due) or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account. Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers.
Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers.
Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the 5,000 Scotia Rewards bonus points offer (the “Offer”). Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.
Rates and Fees: The current annual fee is $110 for the primary card and $30 for each additional supplementary card.
The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions).
All rates, fees, features and benefits are subject to change. Offer may be changed, cancelled or extended and cannot be combined with any other offers.
Terms & Conditions
The detailed terms and conditions for this credit card can be found on the website of the financial institution that is offering this credit card. When you click the “Apply For This Card” link you will be redirected to the respective financial institution’s website where you can in detail read all of the respective terms, conditions, and additional details related to this credit card before you apply for it. Including details for any promotional offers if any that are currently being offered on this credit card.
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